Bank management control

Bank management control: profitability analysis consultancy services (income statement items, business lines, sales outlets, products, customers, etc.) for performance measurement purposes.

Sales outlets and customers

The aim here is to implement machine learning methods (data analysis, time series, etc.) that make it possible to

- evaluate the relative performance of each point of sale in a banking distribution network, for an equal market and franchise,

- estimate the net present value of a customer, taking into account their characteristics, which determine their potential for development.

Items, business lines and products

The consultancy services cover the implementation of exhaustive and automatic methods for breaking down the variations and/or gaps observed in each item of the banking income statement (interest margin, fees & commissions, operational expenses, net cost of risk, etc.) into complementary effects: volume/structure/spread, volume/structure/price, volume/inflation/cost to income ratio, variation in S1-S2-S3 gross outstandings/variation in credit risk provision stocks, etc.